Ultimate Resource Guide

...For Overcoming Covid-19 Challenges For Local Businesses

During these times, many local business owners are in fear of  economic damage to their business. As a nation that lives  month-to-month, week-to-week, even the slightest disturbance in revenue  can make a huge impact on local businesses. 

Our goal is to empower you with tools, resources and solutions that  can, not only help you survive this tough period, but also thrive. 

There are a great number of ideas and resources you can implement here. 

Some of them work more for one business and less for another… so we will be updating this list as we become informed ourselves. 

Before you dive in and check out our "Ultimate Resource Guide", keep in mind that you DO NOT NEED A WEBSITE  to get started!   Our partner platform has tools that we can utilize to build a landing page that looks and acts like  a Website. If you happen to have a Website, GREAT!  you can still utilize our landing page as a stepping stone to promote your business that will link directly to your Website!   


1. Double Your Communication With Your Customers

Make it a priority to connect with your clients on a regular basis. Tell  them all about your efforts to keep them safe. Share advice with them on how to protect their family.   

However, communicating with email is not enough. Email gets filtered out and on average has a 10-15% open rate.  

Use our Text Marketing platform to make sure you reach all your clients. Texting has a 99% open rate, so your clients will be sure to see your messaging.  

If you don’t have a database of clients (like many restaurants) -  it’s not too late to start building one. There are companies who can build lists from websites, phone numbers, walk in traffic, Wi-Fi setups etc.   

**  We have access to and can offer you Email lists based on certain demographics  that meet your needs. Contact us for how to get started. 

Our platform partner Referrizer is giving additional Text/SMS Messaging at an 80% discount  so you have no limitations in reaching out to all your customers.    

Here are some text messaging ideas for now and when the lock-down is eased:  

Gyms, Crossfit Boxes, Yoga Studios, Pilates Studios:  

Let your members know what you are doing to keep them safe. Are you hosting Online courses?   Are you implementing social distancing and reducing class size by 50%?  Cleaning  equipment after each use and every hour?  Offering hand sanitizer as  members leave class? Do you have it readily available throughout the gym  or studio? Instead of handing employees their member id when they come  in, have you started a new check-in system where they can scan their ids  themselves? Are you wiping down door knobs, counter-tops, light  switches, etc. regularly?  

These are all things you can include in your emails and text  messages to your members and clients, letting them know the protocols  you are implementing to keep them safe.  

Chiropractors, Massage Studios, Acupuncturists:  

This is a very stressful time and it’s important for their health  that your clients realize that they must manage that stress  appropriately. Let them know that seeing their chiropractor, massage  therapist, and acupuncturist can actually help boost your immune system.  

Have you told your front office staff to work from home? Is the  only person they will come into contact with when they enter your  business their chiropractor, massage therapist or acupuncturist? Are you  sanitizing and disinfecting everything regularly? Are you fever screening all clients and staff at the door (taking temperatures of  those who enter)?  

If so, these are all important things that your clients need to  know during this time. It is important to send out emails and texts  informing your clients that keeping or making a chiropractic, massage,  and acupuncture appointment is even more beneficial at a time like this    


Many cities and states have closed down restaurants and bars during  this time. If you are in an area with this regulation, it is crucial to  the life of your business that you get the word out that you are still  open for:

  • Door service pickup 
  • carryout ( staff places items in your trunk ) 
  • delivery service

Many grocery store shelves are empty and, even if food and other  items are available, people are reluctant to go into a crowded store  these days. Most people want to support their local restaurants and also  are looking for quick pick up or delivery options for meals.  

  Text or email message ideas:    

  • Let your customers know you offer pickup, carryout or delivery

  • List any "specials" you are running

  • Offer rewards/loyalty points for customer referrals and make it easy for them to refer their friends and family

  • ​Send links to  your menu, talk about your food, remind them how delicious and  irresistible it is, enticing them to place an order
  • ​Encourage them  to sign up for your email newsletter (if sending by text) and to follow  you on social media so that they can support you virtually and will be  inspired to order from your restaurant when they see your business pop  up in their timeline or email inbox.

2. Educate Your Employees and Customers About Resources That

People don’t care how much you know until they know how much you care.

Make a list of everything that your clients can do to strengthen their  immune system. Make it relevant to your business and share it with your  employees and customers.     

  • If you are a fitness facility - talk about importance of a healthy life-style and exercise.

  • If you own a yoga or pilates studio - make  sure you let them know how they can still incorporate yoga and pilates  exercises, either at the studio or gym or at home to improve their well  being.

  • If you own a restaurant -  emphasize the importance of getting the right nutrients and fresh food.

Here are some templates you will get through our Email System to reach out to your clients.

  • Universal Template (CLICK HERE) feel free to steal the content or ask our support team to place this email campaign in your account. 
  • Pilates - Use this template 
  • ​Restaurant template (coming soon)
  • ​Fitness Template (coming soon)
  • Yoga Template (coming soon) 
  • Retail Template (coming soon) 

When you work with us, and are member of the Referrizer network, you can utilize these and many other templates and send emails FOR FREE with our Free Email Marketing Feature  (#Support4LocalBusinesses)

3. How To Run Part Of Your Business Online

If you are in the health & wellness industry - there are webinar programs like Zoom  that  offer live streaming options, so your clients can still get the  benefits of your classes and stay home. You can also run Facebook Live  Streams to provide tips and hold question & answer session as well. 

If you own a restaurant - make sure you educate your clients  about your pickup options and how your delivery services can easily and  safely bring food to them. 

If you are 1-on-1 service (like personal training, massage etc) - offer to go to your clients, so they don’t have to leave their homes. 

If you are a retail store - set up a quick online shop through  Shopify and inform your customers that you can deliver the goods for  them. Once your shop is created you can upload products (by simply by  scanning bar codes) and then tell everyone that you can deliver the  goods to them. Delivery can be done by a variety of carrier services. 

This is the perfect opportunity to move a portion of your business  online and while it will help your business stay alive during these  difficult times, it will even help it thrive as you grow and reach new  customers. Having a strong online presence will also benefit you in many  ways when things settle down and return to normal.

4. Innovate or Die #becreative

It’s what you know that will help get your business through this.

You are an expert in your industry. You studied for years to become  an incredible yoga or pilates studio owner, a restaurant owner or manager, a chiropractor, acupuncturist, massage therapist, etc. 

Use that knowledge. 

Create online courses to offer to inspire those who want to follow  in your footsteps. Online education through courses is a multi-million  dollar business right now. People are stuck at home these days and many  are using the opportunity to increase their education to learn more  about the industry they are passionate about. And they are willing to  pay. 

After you have created a successful course or two - you could then  create a course on how to create courses for people in your industry,  which could then lead to making even more money! 

Teachable and Udemy are great companies that provide tools and resources to help you create online courses. 

5. Get A Crazy Low Interest Rate SBA Loan

It’s easier now than ever to get low interest loans, negotiate your credit cards or get increased credit limits. 

The government is opening $50 billion dollars for small/local businesses to help them out of true financial hurdles.   

Those loans can be paid back with low-interest over 10-30 years. If  you ever thought about remodeling, growing or expanding and you needed  time to do it, what better time than now?  

More money is more available now than ever before and this slow-down can help you get things moving faster.  

This might be the perfect time to take your business to the next level.  

SBA Loans Links  

Interest rates for EIDL loans are set at:  

  • 3.75% for small businesses
  • 2.75% for nonprofits

 Loan repayment can extend up to 30 years. The SBA’s terms and conditions are  determined by the business’ ability to repay the loan. 

Amazon, Facebook, Twitter - pretty much every giant company is now offering free grant money to help local businesses.  

  Here are some grant money resources:  

 Additional SBA Resources

 https://disasterloan.sba.gov/ela/Account/Register1  https://www.sba.gov/disaster-assistance/coronavirus-covid-19  

For additional information, please contact the SBA disaster  assistance customer service center. 

Call 1-800-659-2955 (TTY:  1-800-877-8339) or

e-mail disastercustomerservice@sba.gov.  

6. Your Work-At-Home Staff Can Get Paid By The Government

It’s easier now than ever to get low interest loans, negotiate your credit cards or get increased credit limits. 



  • Sick or Quarantined  
  • Caregiving 
  • Reduced Work Hours 
  • ​Self-Employed


  • Workplace Heath and Safety 
  • Reduced Work Hours 
  • Potential Closure or Layoffs 
  • ​Tax Assistance


  • Employment Resources 
  • Health Resources  

7. Review your business strategy

This is the perfect time to really sit down and evaluate every part of  your business. Go through your books, your stats, your analytics.  Evaluate your customer base. 

Get focused and concentrate on every tiny  detail.

Then sit  down with an old-fashioned pencil and paper and sketch out who is your  perfect customer? How old are they? What job do they have? Where do they  live? What does their daily life look like? What are their hobbies? How  do they fit into your business? What would attract them to come into  your business? Why would they stay? How can they become a raving fan and  help spread the word organically about your business?
Once you have this person visualized and written out in extreme  detail on your piece of paper. Look again at your business. Look at it  from an aerial view. Then zoom in and focus on every detail through all  of your books, stats, analytics, etc.
Next, think even more about how you can pivot your business to draw in more customers just like this person.
What services can you add? What services can you remove? Can you  partner with other businesses in the area to offer even more value to  your customers?
This evaluation will help you determine whether you should take  your business in a new direction and can open doors for you that you may  have previously seen as closed. 

8. Double Your Marketing Efforts

Many businesses these days may find their number of clients cut in half and your cash flow in danger. 

The worst thing you do at a moment like this to cut your marketing. Instead, you need to think about what needs to be done to double your marketing efforts.   

This doesn’t mean you have to double your marketing expenses.  

 It is important to use your marketing to make up for the lost customers. Here are some ideas on how to do just that:   

  • Use Email and Text Marketing to promote your services with Referrizer’s Highly Effective Marketing Tools 

  • ​Referrizer can help you speed up campaign creation and help you launch a campaign within 24 hours, so you can get immediate results

  • Referrizer is giving an initial 10,000 credits for SMS / Text (this usually 2000 credits), now you will have no limitations of reaching your entire audience and customer base. Contact us to request this credit.   

  • We are also giving you additional time for onboarding and campaign management 

  • ​Be creative in your marketing ideas: Sell 6 months of membership upfront for 50% price.

9. Online Community To Help With Coronavirus

Join our Facebook Group for “Local Businesses - Coronavirus”

 We have created a Facebook Group for local business owners where they  can connect with other business owners to share challenges and tips on  how to survive and thrive in this outbreak. 

10. Keep Yourself Informed

In times like this, as a business owner, t’s important to keep  yourself informed with the latest news and updates. Especially for your  area. You want to provide your customers with the best possible service  and knowledge and the only way to do this is to follow important news  and announcements closely.    

 Here are some good resources about Coronavirus to keep eye on:   


11. Create Coronavirus Poster

 As a quick and  handy service to you, we’ve created a “Coronavirus Policies” poster  template on Canva. You can download it, print it, and start posting it  around your gym today. 


12. Customer Satisfaction

It is crucial to be a resource for your clients. You are an expert in  your industry and can provide them tips and information applicable to  your customers specifically.

The same things we did here to help you, the business owner, you  can offer something similar for your customers. Especially because you  can see the value.
You can provide your clients advice and tools to help them and  their families which they will find valuable and continue to turn to you as a source of information during this difficult time and also when  things settle down.

13. Network Online!!!

Many businesses who are used to networking are in a tough spot right now  due to the social distancing rules. You may feel you can not do any  networking.

Luckily, there are alternatives that can help you continue local prospecting and networking while staying home.

Our partner platform has created a local network, where business  owners not only network, but exchange ideas, resources and refer each  other within communities.

This way, you can continue to network, meet and connect with other  business owners while you retain your safety and protect health of you  and your family.

Click here http://partnerup.referrizer.com/?aff=N2M  to get your free account to this local network now. 

14. Be Ready To CHANGE / PIVOT / ADAPT

 If your industry is in trouble and you really can not make any changes,  or accept any of those principles, it might be a good time to  temporarily change your industry. 

Here are some other industries that are thriving during the recession:

  • Insurance Companies (Health, Life, Property)
  • Cleaning and Sanitizing Companies
  • Driving and Delivery Services

What other skills do you have that you can use in this time to  help others in need? What can you do to add value to the people in need?

15. Resources for Restaurants & Workers

... Coping with the COVID-19 Emergency


Here is a good online resource for Restaurant Owners  https://www.restaurantworkerscf.org/news/2020/3/15/resources-for-restaurants-and-workers-coping-with-the-covid-19-emergency
 On this site you'll find:

- Updates on closures that impact the restaurant industry
- Health, healthcare, and prevention
- What businesses need to know
- Unemployment information
- Immigrant specific concerns & resources
- Financial assistance
- News items on restaurants & public health
- Data & statistics relevant to the crisis

Here is a good online resource for other workers in various industries:
On this site you'll find:
- Everything you need to know about the Federal Small Business Stimulus Aid Programs
- Everything you need to know about SBA Disaster Assistance Loans
- Resources to help your small business survive Coronavirus
- 5 ways to manage small business concerns when employees can't work from home
- How to keep your team educated during Coronavirus
- Staying connected to customers during the Coronavirus outbreak
- 5 ways to retain customers during the Coronavirus outbreak


16. Impress your clients with your efforts #OVERDELIVER

If your doors are open, keep your business clean

It’s important that your clients know that your business is clean. 

If your business is sparkling clean, it will  give your clients more confidence to come through your doors. This is  especially true when you clients see you, the business owner, and your  staff always cleaning. Remember, your clients talk and they have friends  that are looking for places that are corona virus safe.  

Remember to continually clean these commonly touched surfaces throughout the day:


  • Door knobs 
  • Counter-tops 
  • Headphones 
  • Keyboards, mice, all computer equipment that you use on a regular basis 
  • Light switches 
  • All the equipment that clients are using 

Your place should smell freshly cleaned all the time - not only once a day. 

You can also buy an ultraviolet lamp to disinfect your place  multiple times a day. 

Remember, do not use this when people are present.  And offer complementary face masks. 

Keep an available spray bottle with the cleaning / disinfection  solution a couple feet away as well as a clean cloth or disposable  paper. 

For larger facilities (Gym, fitness center etc) - keep a cleaning  cloth and disinfectant spray in refillable bottle next to each machine.  Instead of having just one person cleaning everything - make everyone a  part of it. And your job is to clean the most common areas as well.  

A little investment in providing cleaning supplies can take you far.

If you offer yoga classes or group workout sessions, make sure you  clean floors, mats, balls, blocks, and other equipment before each  session. Also, let your clients know that they are recently disinfected.  Once a day IS NOT ENOUGH. 

If you own a restaurant and your doors are open, put a bottle of hand sanitizer on each table, or alcohol wipes. 

Clean always - non-stop. Give every employee cleaning spray and a  towel. When somebody opens the door, clean the doorknob right after. Be  obsessed with cleaning.     

  • Don't hug 

  • ​Don't shake hands
  • ​Don't touch public surfaces
  • ​Wash your hands with soap and water often
  • ​Do not touch your face (eyes, nose, mouth)
  • ​Avoid crowded places
  • ​When opening a door use a cloth or your shirt sleeve
  • ​Push buttons with your knuckle or elbow

Prevent anyone with cold/flu symptoms inside your business. 

This starts with you. If you feel you may have a cold, or even a runny nose, stay away. This is the same for employees. 

You can buy a Non-Contact Infrared Thermometer to take the  temperature of your employees or clients before they enter. It will give  those who are healthy more confidence that you are doing the right  thing. This will also help you prevent somebody who is potentially  infected from entering your facility.  

Stay safe and stay smart and you will get through this.   

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